Paragould, AR
Insurance for Paragould, AR cafes
Liability, equipment, and staff coverage for Paragould coffee shops and cafes. A quote is not a binder.
Paragould (30,680 people) belongs to Greene County, where County Business Patterns counted 5 coffee shops and snack bars with employees in 2023, 0.8% of Arkansas's total.
The coffee economy around Paragould
| Census CBP 2023 | Greene County | Arkansas |
|---|---|---|
| Coffee shops and snack bars | 5 | 599 |
| Employees | 62 | 5,763 |
| With 1–4 employees | 3 | 269 |
CBP 2023 establishment and employment counts; businesses without employees excluded.
Greene County's coffee shops and snack bars paid about $1,108,000 in 2023 wages, or about $17,871 per employee (Arkansas: $19,759). The low figure reflects how many cafe jobs are part-time, and workers' comp is priced on that payroll.
Who walks through a Paragould cafe door
Solo drivers make up 83% of Paragould commuters, while 53% get to work in under 15 minutes. Short commutes mean customers who stop in on foot or park briefly, so curb, entrance, and parking lot conditions matter.
0.1% of Paragould commuters use public transit, below the state's 0.3%. Most customers will arrive by car, so the parking lot is part of your premises exposure.
4% of Paragould workers work from home (Arkansas: 9%). Remote workers become midday regulars with laptops, so Wi-Fi security and card-data protection matter more than many owners expect.
7% of Paragould households have no vehicle, while 5% have three or more. High car ownership supports drive-through windows and larger parking lots.
Renters head 43% of Paragould's households. Across 12,650.0 homes, renters tend to move often and try new places, while owners become long-term regulars.
Half of Paragould's housing was built before 1991. Newer commercial space usually comes with landlord insurance clauses worth reviewing with your agent.
American Community Survey 2020–2024 (commuting mode and time, vehicles, tenure, structure, year built); Census 2024 population estimates.
In May 2025, BLS counted 35,660 counter workers and 2,400 bakers on Arkansas payrolls, with counter workers at a median $26,250. Many cafe owners also work the bar and are not counted.
Arkansas employs 11,200 first-line food service supervisors at a median $33,800 (BLS). In a Paragould cafe, the shift lead is often the person who decides how a spill or a burn is handled in the first minutes.
Cutting claims in a Paragould coffee shop
- Purge and wipe steam wands between dairy and plant milks.
- Use carriers for orders of three or more drinks.
- Put non-slip mats at the entrance and behind the bar.
- Log refrigerator temperatures every shift.
Owners in Paragould planning to roast or bake should review in-house roasting and allergens and labeling.
Paragould beside nearby cities
Coffee shops in Little Rock's county: 94. Washington County, home to Fayetteville, counts 76 employer coffee shops. By transit commuting, Paragould ranks 11th of 20 Arkansas cities on this site.
Paragould cafe quote checklist
- Equipment: Espresso machine and other values
- Seating: Seats, patio, and square footage
- Alcohol: Beer, wine, or coffee cocktails
- Kitchen: Baking, cooking, hood, or roasting
- Sales: Annual sales and drink-to-food split
- Window: Drive-through or walk-up window
Paragould cafe insurance FAQ
Which policies do Paragould cafes carry?
Liability, property, business income, equipment breakdown, spoilage, and workers' comp for staff.
How many cafes operate near Paragould?
County Business Patterns counted 5 snack and nonalcoholic beverage bars with employees in Greene County in 2023. Owner-only cafes and carts are not included.
Are coffee burns covered for Paragould cafes?
Generally the products part of your general liability policy, subject to its terms. Secure lids and carriers help prevent these claims.
Cafe pages near Paragould
Cafe insurance in Arkansas · Coverage
Last updated October 15, 2026 · How we research